Ready to give your family the stability, security, and peace of mind they deserve?
Trustmark Voluntary Insurance Products - Town of Wakefield
Premium Benefits, Right at your Fingertips
As the communicators of the Massachusetts Municipal Insurance Program, Platinum Worksite Benefits, Inc (PWB), has provided Trustmark voluntary insurance products to Town of Wakefield employees
Trusted Benefits, Tailored to your Needs
We provide Town of Wakefield employees with voluntary benefit packages that optimize and improve the quality and scope of benefits that are provided by the town.
Stay a step ahead of hospitalization costs, income instability, and other unforeseen issues that may arise in your family’s life.
Employees will enjoy the convenience of payroll deduction as well as liberal underwriting for each of these insurance benefits.
No medical exam ever required.
Comprehensive Coverage Enhancements
You dedicate a lot of time, effort, and passion to your job. Your family deserves assurances that they will be taken care of no matter what happens. At PWB, in working with Trustmark insurance company, we provide voluntary benefits that can help protect against potential financial hardships such as disabilities, accidents, and hospitalizations.
Competitive, Cost-Effective Benefits
We work together with the Town of Wakefield to make insuring yourself and your family easier. With great rates on a wide range of products, the ability to deduct premiums directly from your paycheck, and access to high-quality benefits, the peace of mind that Town of Wakefield employees deserve has never been this affordable.
30 Years of Industry Expertise
The PWB team has been in the MA insurance and benefits markets for over 30 years communicating voluntary benefits. During this time, we’ve learned exactly what families like yours are looking for and have tailored our products to deliver the highest-quality benefit solutions.
Ready to discover what we can do for you?
Short-Term Disability Income Insurance
A short-term illness or injury shouldn’t lead to financial ruin for you and your family. Protect your income with a short-term disability policy that provides benefits for up to 12 months for non-occupational injury and sickness, including pregnancy. A benefit of up to 60% of your base salary to a maximum of $6,000 is available to eligible employees.
For those employees who currently have our disability benefit, please realize your coverage does not automatically increase with your salary.
Please contact your PWB benefit counselor to update.
Long Term Disability Income Insurance
Dealing with a long-term injury or illness is difficult enough – don’t let money troubles compound your worry and impact your family’s ability to pay the bills. With a long-term disability policy from Trustmark, benefits start after 360 days of continuous disability and are payable up to 10 years if you are disabled before age 60. Monthly benefit payments available up to 60% of base earnings to a monthly maximum of $3,000.
For those employees who currently have our disability benefit, please realize your coverage does not automatically increase with your salary.
Please contact your PWB benefit counselor to update.
Accident Coverage
Accidents are one of the leading causes of hospitalizations for workers, and the lingering effects can create undue financial hardship that lasts for years. The Trustmark accident policy provides a 24-hour coverage benefit that pays you directly in cash if you or a covered family member is injured in an accident.
This includes benefits for initial care, injuries, hospitalizations, follow-up care, transportation, and lodging. A health screening rider for $100 per year per covered person is included for more than a dozen health screening tests. Coverage is portable and also available for spouses, children, and dependent grandchildren.
Life Insurance
Life insurance is an essential component of any good financial plan, particularly if you are the primary income earner in your family. Trustmark’s universal life plan is permanent and portable protection that provides cash value and has living benefits for long-term care and home health care.
Contact a PWB benefit counselor for information and sign up with just a few simple medical questions – there are no intrusive exams or tests required. Coverage is portable and also available for spouses, children, and dependent grandchildren.
Critical Illness Plan
A critical illness, like cancer, heart attack, or stroke, can be devastating. It can also be a huge and unexpected financial challenge. Medical insurance may not cover all costs, and you could face additional bills. Critical HealthEvents® can help. While medical insurance pays your doctor for treatment, Critical HealthEvents® pays you cash directly to help with your other needs. The healthy living rider that is included provides $100 annually for one routine service for early detection and prevention. The plan is portable, and coverage can be included for spouse, children, and grandchildren.
Contact a PWB benefit counselor for more details or to review your benefits and take advantage of the healthy living rider.
Hospital Coverage
The ongoing Covid-19 pandemic has shown that the need for hospitalization can often come when we least expect it. Trustmark’s Hospital Stay Pay© policy pays a first-day stay benefit of up to $3,000, providing a financial cushion when you need it most. Pays you cash to help pay your deductible, for extra medical expenses, groceries, childcare, or anything else you might need.
Coverage is portable and is also available for spouses and children. Be sure to contact the PWB benefit counselor to find out more information about this plan.
If you currently have a Trustmark policy, be sure to speak to a PWB benefit counselor. Your benefits do not automatically increase when your salary increases – you must update this info with your benefit counselor directly.
Ready to discuss your options?
With 30 years of experience in the MA voluntary benefits market, we keep our municipal employees happy with the convenience of payroll deductions and meetings with a benefit counselor, either in person at your place of employment or online.
To discuss options with your benefit counselor, call 1-800-445-4493, or schedule a consultation using the button below.
When it comes to coverage, there’s strength in numbers.
By offering our products to more than 30,000 public-sector employees in Massachusetts, our benefit counselors are able to provide insurance products that work for you and your family.
Don’t just take our word for it – check out what these Platinum Worksite Benefits customers had to say about their coverage.
“I was reluctant to meet with the PWB benefit counselor when they were having policy reviews in my department; but I am so happy I did! After talking with the benefit counselor and reviewing coverages which I had signed up for over the past years, we found that my critical illness plan from Trustmark covered a medical condition of a family member – this resulted in a claim check of $45,000.”
“The opportunity to meet with my benefit counselor, David, at work was so convenient. He helped me prioritize the voluntary benefits that I needed most based upon my personal financial situation. Also, having premiums automatically deducted from my paycheck keeps it convenient.”
From our benefit counselors:
“Our insureds collect tens of thousands of dollars yearly from the Trustmark Health Screening Benefit. If you have a critical illness or accident policy with Trustmark, find out how to submit your reimbursement for a wellness visit such as a mammogram, colonoscopy, and annual physical. There are more than 10 routine health screening tests covered by this benefit.”